Concentra

FEATURED PRODUCT

Registered Disability Savings Plan (RDSP) 

Concentra Trust, together with credit unions across Canada, is proud to offer Registered Disability Savings Plans (RDSPs). Visit your local credit union or click below to get started.

• Up to $90,000 in government grants and bonds
• Helps individuals with disabilities and their families save for the future
• Can enhance financial independence for individuals with disabilities

For more information on RDSPs, reference our RDSP Quick Reference Guide or RDSP Brochure. 

RDSP

Registered Disability Savings Plan

• Savings grow tax-free in the plan
• Family and friends can contribute to the plan with written consent of the plan holder  
• Withdrawn funds can be used for any purpose 

RESP

Registered Education Savings Plan

• Savings grow tax-free in the plan
• Government grants and bonds available 
• Funds withdrawn for educational purposes (except contributions) are taxed to the student 

TFSA

Tax-Free Savings Account

• Grow your savings tax-free
• Access funds anytime, tax-free
• Contribute yearly, with carry-forward of unused room to future years

RRSP

Registered Retirement Savings Plan

• Reduce your taxable income with contributions
• Earnings grow tax-free until withdrawal
• Home buyer and education withdrawals

RRIF

Registered Retirement Income Fund

• Investments continue to grow tax-deferred
• Maximum flexibility in establishing an income stream
• Split RRIF income with a lower-income spouse to reduce taxes

Locked-in Savings Accounts

(Locked-in RRSP, LIRA, RLSP)

• When you leave an employer, you can transfer your provincial or federal pension plan and keep it growing
• Manage how your funds are invested for maximum growth

Locked-in Income Accounts

(LIF, LRIF, Prescribed RRIF, RLIF)

• Transfer your Locked-in Savings Account to receive income once you retire
• Control over income and investments
• Growth potential

If you have questions or need to update your contact information or mailing address, please contact us at 1.800.788.6311 or clientsupport@eqbank.ca.

Do you have a digital GIC with us? We'll continue to service your digital GIC until maturity. 

If you have a digital GIC under which interest is paid annually, your annual interest payment will be sent by cheque to the mailing address we have on file. When your digital GIC reaches its maturity date, we will pay out your principal amount and accrued and unpaid interest by cheque to the mailing address we have on file. Please note that any previous renewal or maturity instructions no longer apply. 

If you have questions or need to update your contact information or mailing address, please contact us at 1.800.788.6311 or clientsupport@eqbank.ca.

Looking to open a new GIC? EQ Bank’s registered and non-registered GICs are easy to buy, offer some of the best rates in the market, and come with plenty of term options.

We've retired our online banking platform, but our customer success team is still here for you. Contact us at 1.800.788.6311 or clientsupport@eqbank.ca

8.00 AM – 6.30 PM Eastern Time, Monday-Friday. Closed on statutory holidays.

Do you have a question? Check out our FAQs.

If you have questions about or need help with your current mortgage, or if you want to discuss renewal, or update your contact information, please call us at 1.855.795.4489. 

You can access your mortgage account through borrower.wyth.ca

 

Here are some mortgage quick links:

Prepayment guide & calculators 

All about mortgages 

Mortgages insurance disclosure info 

Rates 

Mortgage servicing fees 

Mortgage Relief Measures 

Looking for a new mortgage? Check out EQ Bank’s Mortgage Marketplace.

 

Information about our credit union, commercial, and Concentra Trust products and services can be found on Equitable Bank's website.