Rates
Wyth is no longer offering new mortgages. The following rates are presented for customers with existing mortgages.
| Closed fixed terms | Special rates* (Insured) | APR** | Posted mortgage interest rates |
| 1-year | 7.54% | 7.94% | 7.64% |
| 2-year | 6.54% | 6.74% | 6.66% |
| 3-year | 5.94% | 6.07% | 6.04% |
| 4-year*** | N/A | N/A | 5.89% |
| 5-year | 5.19% | 5.27% | 5.29% |
| Variable term | Special rates* (Insured) | APR** |
| 5-year | 6.15% | 6.23% |
| Wyth's Prime Rate minus 0.80% | ||
| Wyth Prime Rate | 6.95% |
*Special Mortgage Rates are based on our most favourable rates offered and are not guaranteed for any particular application. Interest rates are subject to applicants meeting Wyth’s credit granting criteria, and other conditions and restrictions may apply.
**Annual percentage rate (APR) is for illustration purposes only and the above calculations are based on a $300,000 mortgage balance, with monthly payment using the above terms and preferred rates.
***Wyth does not offer 4-year terms on mortgages. To estimate the prepayment penalty, use 5.89% if you have 4 years remaining on your mortgage. You may also contact us to provide the prepayment penalty that would be charged.
Wyth uses a qualifying rate of 5.25% or 2% over offer rate, whichever is higher.
Rates are subject to change without notice. Financing is subject to approval on our residential mortgage underwriting policies.
Rates are subject to change without notice.